Financial Services

  • Financial specialists – Our finance team are passionate about Subaru and here to help you every step of the way
  • Multiple finance options – A suite of Subaru finance products available for you to choose from
  • Complete convenience – The entire buying process is completed with our Subaru specialists, making everything faster, easier and a lot more Subaru
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Personalised Pricing

Subaru Financial Services offers personalised pricing based on a rate that’s specific to you. Your rate is determined based on factors such as your personal circumstances, as well as the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and predictability.

Speak to a participating Subaru Financial Services retailer today for a quote and get the keys to your Subaru sooner.

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Fixed Rate Consumer Loan

This is the typical loan to help you get the keys to your dream Subaru – available for new and used cars if the vehicle is for personal use. The maximum allowable age of a used vehicle at the end of the loan is up to 12 years depending on your eligibility criteria.

Eligible customers can also opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in fortnightly or monthly instalments, giving you the flexibility to manage your payment schedule.

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Fixed Rate Chattel Mortgage

Chattel mortgages are your bread-and-butter business loans available to ABN holders, provided the vehicle is to be used predominantly for business purposes.

Like a Consumer Loan, eligible customers can opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in monthly instalments.

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Guaranteed Future Value

Available to eligible customers, Subaru Guaranteed Future Value2 gives you the peace of mind of securing a pre-determined trade in value at the end of your loan term (provided it meets fair wear and tear conditions and the agreed upon kilometres).

A loan with a Guaranteed Future Value may give you lower repayments and gives you multiple options at the end of the loan term; to upgrade your Subaru, retain your Subaru or return your Subaru.

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Finance Specialists on Demand

We recognise that arranging your finance can be a difficult process. That’s where our participating Subaru Financial Services retailers and their representatives step in to support you through the entire process.

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Financial Assistance

At Subaru Financial Services, we understand that sometimes things don’t go to plan and that our customers may require temporary assistance with their loan repayments.

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